Quite frankly, I'm sick of hearing about how the poor need to take fiscal literacy courses-- as though low-income people must be poor, not because Capitalism is fundamentally unsustainable and requires persistent poverty to function, but because low-income people must have made "bad financial decisions" at some point (like being born to the wrong family, or going to an underfunded school?)
I think well-to-do people need to take a class in poverty literacy. Thankfully, something like that exists online.
So you think you don't need government assistance to survive. Can you survive a month while living through what I can only describe as "daily life?"